Many people looking for new job opportunities think carefully about their prospective commute. A long commute can drastically alter the course of an individual’s day. Instead of nine hours away from home, they might be away for far longer because of a lengthy commute.
In scenarios involving niche employment opportunities or competitive compensation packages, a lengthy commute may seem like a worthwhile trade-off for a job opportunity. Commuting is simply part of the modern work landscape for most professionals. However, those who spend hours commuting to and from work every week need to be aware of the three facts below for their own protection, as they could end up in a crash on the way to or from work.
Commuters are on the road when risk is high
Statistics can provide insight into when collision risk is higher than normal. Commuters who work first-shift jobs are likely on the road during one of the most dangerous times of the day. Statistically, the nighttime is the most dangerous time to drive according to the National Safety Council (NSC). However, an NSC analysis of crash statistics shows that the afternoon rush hour is relatively dangerous as well. First-shift commuters on the road between 4:00 and 7:00 p.m. on weeknights have to drive when their crash risk is particularly high.
Commuting crashes do not lead to workers’ compensation
Some people mistakenly think that workers’ compensation protects them if they get into a car crash while commuting. It is true that workers’ compensation applies in certain collision scenarios. However, the professional involved in the collision usually needs to be on the clock at the time of the wreck for workers’ compensation to apply. Those who get into crashes on their way to or from work have to file insurance claims or personal injury lawsuits rather than workers’ compensation claims.
Collisions can affect careers
Blue-collar professionals and service sector employees are often acutely aware that any injury could force them to take time away from their jobs. More serious injuries might force skilled blue-collar professionals and service workers to change professions. White-collar professionals are also at risk of career-ending injuries. Car crashes can cause brain injuries, which can affect personality and cognition. Physical injuries can also affect a professional’s ability to perform basic work functions. They may have to stop working or may lose out on advancement opportunities because of their injuries.
Those injured during a commute to or from work may need help holding the appropriate party accountable, and that’s okay. Seeking appropriate compensation based on the long-term impact of a motor vehicle collision can help professionals repair their vehicles, replace their lost wages and cover their medical expenses.